How to Pay for College

Admissions

At Saint Paul College, we offer many financial resources to help bridge the gap between the cost of your education and what you can afford to pay. Scholarships and grants typically do not need to be paid back. Student loans do require repayment. Each has its own set of qualifications.

Take the first step

Financial aid options

understanding COST & AID

Where should I begin?

The first step for most financial aid is to complete the Free Application for Federal Student Aid (FAFSA). Saint Paul College School Code: 005533

If you have questions or need help completing the FAFSA, go to the One Stop, Room 1300, email financialaid@saintpaul.edu , or call 651.846.1555.

Financial Aid Understanding Cost & Aid

TUITION-FREE ASSISTANCE

COMPASS

Graduate on time and debt-free with Saint Paul College’s COMPASS Program. Designed for recent high school graduates and Pell Grant recipients, our program offers financial assistance to cover tuition, fees, textbooks, transportation, and basic needs.

Learn more

FINANCIAL ASSISTANCE

Different ways to receive aid.

Federal and State Grants

To find out if you are eligible for government grants, you will need to complete a Free Application for Federal Student Aid (FAFSA). Saint Paul College School Code: 005533

To submit your FAFSA go to https://studentaid.gov/h/apply-for-aid/fafsa

If you have questions or need help, go to the One Stop, Room 1300, email financialaid@saintpaul.edu or call 651.846.1555.

For more information about government grants go to: www.saintpaul.edu/FinAidGrants

Loans

Loans are financial aid that must be paid back. The student must complete on-line Entry Loan Counseling and be registered for 6 credits. Need based and non-need based loans are available.

For more information about student loans, go to www.saintpaul.edu/FinAidLoans

Veterans Benefits

To qualify for veterans benefits, you must apply and be accepted to the College. Your educational objective must be the same as that which you reported to the Veterans Administration.

You must contact the College’s VA Certifying Official under the following circumstances:

At your initial registration for courses
If you change your credit load (add/drop/withdraw)
If you change your major
If you change your address

Saint Paul College VA Certifying Official
Julie Severson
T – 651.403.4067
F – 651.846.1468
SCO@saintpaul.edu

Friends of Saint Paul College Scholarships

The Friends of Saint Paul College Foundation makes scholarships available to students at Saint Paul College through generous donations from individuals, alumni, businesses, and foundations. Scholarships are available for fall, spring, and summer terms. By completing the online scholarship application form, you will automatically be matched to any scholarships for which you are eligible during the term in which you apply.

If you have questions, please contact the Friends of Saint Paul College foundation by email at friends@saintpaul.edu or call 651.846.1741.

FINANCIAL AID DEFINITIONS

We’re here to help
bring clarity to financial aid.

What is FAFSA?

The FAFSA is the Free Application for Federal Student Aid, FAFSA. This is the application for all types of financial aid: grants, loans, or college work-study.

More information about financial aid resources is available on the Federal Student Aid website.

What is the cost of education?

The cost of education includes tuition, fees, a room and board allowance, books, supplies, a transportation allowance, and a personal expense allowance.

2024 – 2025 Cost of Attendance – Direct Cost (based on 15 credits)

Tuition Fall 2024 – $2,743
- Fees: $420
Tuition Spring 2025 – $2,743
- Fees: $420
Tuition Total: $5,486
- Fees Total: $840

2024 – 2025 Cost of Attendance – Indirect Cost

Fall 2024 & Spring 2025 (each semester)
- Books/Supplies: $600
- Room/Board: $5,198
- Personal/Miscellaneous Expenses: $3,213
- Transportation: $700
- Loan Fees: $66
Total
- Books/Supplies: $1,200
- Room/Board: $10,396
- Personal/Miscellaneous Expenses: $6,426
- Transportation: $1,400
- Loan Fees: $132

Total for Terms

Fall 2024: $12,940
Spring 2025: $12,940
Total: $25, 880

Net Price Calculator

What is Expected Family Contribution (EFC)?

An amount, determined by a formula called Federal Methodology, indicates how much of the student and his or her family’s resources should be available to help pay for school. The Expected Family Contribution (EFC) is now called the Student Aid Index (SAI). This change aims to better reflect the purpose of the financial aid process. If a student has unusual expenses that may affect his or her ability to pay for school, the student should complete the Professional Judgement Appeal – Special Circumstances Income Adjustment.

Professional Judgement Appeal – Special Circumstances Income Adjustment

What is financial need?

Financial need is the difference between the cost of education and the expected family contribution calculated by the federal processing center.

What are the types of enrollment?

Full-Time Enrollment: 12 credits or more per semester.
Three-Quarter-Time Enrollment: 9-11 credits per semester.
Half-Time Enrollment: 6-8 credits per semester.
Less Than Half-Time Enrollment: 5 credits or fewer per semester.

The Pell Grant is no longer determined by your enrollment level (full-time, part-time, etc.). The Pell Grant and Minnesota State Grant is based on the exact number of credits you are registered for.

Admissions